Mobility Intelligence Infrastructure · Built in India

India's First Buyer-First Mobility Intelligence Infrastructure

AI-powered ownership and financial intelligence — before the showroom. Model the true cost, decode every deal, and walk in knowing your number.

₹3.2L
saved on average, per buyer
47
things we check, so you don't have to
12 min
to get a clear answer
AutoCFO · Buyer Intelligence Console
v4.2.0
+4.2
82 / 100
Affordability Index
-7.1%
₹18.4L
TCO 5Y Projection
Tier 1
A+
Resale Confidence
Cost of Ownership · 36 mo. simulation
₹4,82,300 optimized
1M6M1Y3Y
JanAprJulOctDec
Buyer DNA
Risk Profile72
Cashflow Stability88
Usage Intensity54
Brand Affinity66
Deal Code
ACF-7K2H-91X
Verified · 4 dealer matches
12,847 buyers helped so far
₹3.2L saved on average, per buyer
4,612 Deal Codes issued this year
218 partner dealerships across India
Resale price calls accurate 96% of the time
14 lenders quietly competing for your loan
12,847 buyers helped so far
₹3.2L saved on average, per buyer
4,612 Deal Codes issued this year
218 partner dealerships across India
Resale price calls accurate 96% of the time
14 lenders quietly competing for your loan
What AutoCFO does

A quiet, honest second opinion on your next car.

The showroom has the script, the targets and the spreadsheets. You deserve the same — on your side of the table.

Your Buyer DNA

A short conversation tells us how you earn, spend, drive and plan — so advice is built around your life, not a brochure.

What you can comfortably afford

We look at your real cashflow — EMIs, fuel, family plans — and tell you the EMI band that won't keep you up at night.

What it actually costs to own

Five years of fuel, service, insurance, downtime and resale — the full picture, not just the on-road price.

Cars that fit you

We shortlist vehicles that suit your money and your life — never the ones with the biggest ad spend that month.

Smarter financing

We compare tenures, down payments and lenders so you pay the least interest over the life of the loan.

Your Deal Code

One verified code lets dealers, insurers and lenders compete for you — instead of you chasing them.

How it works

From a gut feeling to a clear, confident decision — in four steps.

most people finish in about 12 minutes
01
Tell us about you

A few honest questions about your income, family and how you drive.

02
We do the math

Five years of real ownership cost — EMI, fuel, service, resale — modelled for you.

03
See cars that fit

A short, ranked list of vehicles that suit your money, not someone's ad budget.

04
Walk in with your Deal Code

Dealers and lenders see your code and come back with their best offers.

Smart Recommendation Engine

Vehicles ranked by your Buyer DNA, not by dealer margin.

The AutoCFO engine cross-references affordability envelope, ownership stress, fuel intensity, resale curves and financing compatibility — and surfaces only the matches that fit your financial signature.

Live · 12 data sources · Updated 2 min ago
Best Match
0%Match
Tata Nexon EV — Compact Electric SUV
AI-Picked

Tata Nexon EV

Compact Electric SUV · 40.5 kWh · 465 km ARAI

Ex-Showroom
₹16.49 L
Est. Monthly EMI
₹24,820 /mo
60 mo · 9.2% · 15% DP
Fuel / Energy
₹1.4 / km0
Maintenance
Very Low0
Resale @ 5Y
58% retained0
Ownership Stress
Comfort Zone0
Ownership Score
0/100
Financing Fit
0/100
AutoCFO Reasoning

Your 1,400 km/month urban usage and home-charging access make EV the lowest TCO path. Energy cost is 68% below petrol equivalents; 8-year battery warranty neutralizes residual risk for your 5-year hold horizon.

Resale Leader
0%Match
Hyundai Creta — Mid-Size SUV
AI-Picked

Hyundai Creta

Mid-Size SUV · 1.5L Petrol · 17.4 kmpl

Ex-Showroom
₹17.20 L
Est. Monthly EMI
₹26,180 /mo
60 mo · 9.4% · 15% DP
Fuel / Energy
₹6.1 / km0
Maintenance
Moderate0
Resale @ 5Y
64% retained0
Ownership Stress
Within Band0
Ownership Score
0/100
Financing Fit
0/100
AutoCFO Reasoning

Strongest resale anchor in your shortlist — Creta retains 6–8% more value than segment median. Ideal if mixed highway use exceeds 30% or charging access remains uncertain. Financing pre-approved across 7 lenders.

Lowest EMI
0%Match
Honda Elevate — Mid-Size SUV
AI-Picked

Honda Elevate

Mid-Size SUV · 1.5L i-VTEC · 15.3 kmpl

Ex-Showroom
₹15.62 L
Est. Monthly EMI
₹23,610 /mo
60 mo · 9.3% · 15% DP
Fuel / Energy
₹6.9 / km0
Maintenance
Low0
Resale @ 5Y
55% retained0
Ownership Stress
Comfort Zone0
Ownership Score
0/100
Financing Fit
0/100
AutoCFO Reasoning

Lightest monthly outlay in shortlist — frees ₹1,200/mo of disposable income vs Creta. Honda powertrain longevity offsets softer resale curve. Recommended if your buyer DNA prioritizes cashflow over residual value.

Energy Maintenance Resale Stress
Indicative · Final dossier issued after Buyer DNA verification
The Deal Code

One small code. A much fairer conversation.

Your Deal Code is a tiny, verified passport. Show it once, and the right lenders, insurers and dealers come back with their best offers — no haggling, no paperwork shuffle, no surprises.

Your Deal Code (sample)
ACF-BLR-48219
Talking to six partners on your behalf
YouBuyer DNA ready
AutoCFODoing the heavy lifting
Lenders32 banks & NBFCs
Insurers17 partners
Dealers1,140 showrooms
Final checkYour code is signed
What's happening right now
● LIVE
  1. Reading your Buyer DNA
    BUYERINTEL
    120ms
  2. Finding the right lenders
    INTELLENDER
    167ms
  3. Matching honest insurers
    INTELINSURER
    214ms
  4. Routing to nearby dealers
    INTELDEALER
    261ms
  5. Double-checking the math
    INTELVERIFY
    308ms
  6. Sending your Deal Code
    VERIFYBUYER
    355ms
Your code, securely signed
0x9f4e…c2a1 · ACF-BLR-48219
Working on it…
Buyers helped so far
12,847
Avg. time to a clear answer
12 min
Partners working with us
1,189
Total money saved for buyers
₹38.2 Cr
The bigger picture · India

India buys a car every 13 seconds. Most of those decisions are made in the dark.

₹4 lakh crore is borrowed every year to buy vehicles in India. Three out of four buyers take a loan. Two out of three start their research online. There's no neutral place that simply tells them: is this a smart move for me? That's what we're building.

Cars sold every year in India
0.0Cr+
and growing
India's vehicle loan market
0L Cr
money on the line
Buyers who take a loan
0%
three out of four of us
Buyers who research online first
0%
before walking into a showroom
New cars sold in India · petrol & diesel vs EV (lakh units)
How fast India is switching to electric
Petrol / Diesel Electric
FY22
FY23
FY24
FY25
FY26E
FY27E
FY30E
Why this matters
A simple gap, worth closing

A car buyer juggles 14+ things — petrol vs EV, EMI, insurance, resale, where to charge it. Nobody has put it all in one place, on the buyer's side. So we did.

Buyers we can help by 20309.4 Cr
EVs as share of new cars30% by 2030
How much owning the same car can vary₹2.1 L

A place at the table for everyone who cares about how India buys cars

Series A
For investors

A buyer-first wedge into a ₹4L Cr market that's still run on showroom intuition. Recognised by DPIIT and MSME.

DPIIT RecognisedDIPP236828MSME UDYAM
Real demand signals
For car manufacturers

See what real buyers want before they walk in — segment, fuel type, budget — and reach them at the moment of decision.

Intent signalsBuyer cohortsCo-marketing
Better loans
For banks & NBFCs

Pre-qualified buyers with clean profiles. Lower acquisition cost, higher approval rates, fewer defaults.

32 lender partnersPre-scored leadsSimple API
Smarter pricing
For insurers

Real ownership and usage data so motor, GAP and EV battery cover can be priced for the actual person — not a category.

17 insurersTelematics-readyEV cover
Partner with us
For incubators & ecosystems

Bengaluru-based, plugged into India's mobility, fintech and EV community. Always open to thoughtful collaborators.

Bengaluru HQMobility & fintechEV cohort
Tailwind
The EV wave

EVs will be 30% of new cars by 2030. Most buyers can't easily compare true cost of an EV vs a petrol car. We can.

TCO engineBattery resaleCharging fit
Want to work together?
We'd love to hear from you. Investors, carmakers, banks, insurers — drop us a line.
info@autocfo.in
Ready when you are

Your next car is really a money decision. Let's treat it like one.

Twelve minutes. No sign-up wall, no spam, no dealer follow-ups — just an honest answer to "is this actually a good idea?"